Should you keep your old 401(k) with your Former Employer or roll it over into an IRA?

Roll it Over!

If your former employer is struggling financially, you should rollover your 401(k).
If your 401(k) is in a single mutual fund, you should rollover your 401(k).
If you are over age 59 1/2, you should rollover your 401(k).
If you don’t know the fees being charged by the plan, you should rollover your 401(k).
If your former employer is managing the plan from within the company, you should rollover your 401(k).
If you like to have all the options available to you, you should rollover your 401(k).
If you don’t really know anything about investing, you should rollover your 401(k).
If you would like to control your own money rather than have a former employer control it, you should rollover your 401(k).
If you have moved to another State since working for this former employer, you should rollover your 401(k).

If you get your investment advice from your ex-brother in law, you should find a new investment advisor!

Moral of the Story:  There is really no good reason not to ROLLOVER YOUR OLD 401(k) TO A NEW IRA.  You should find a good Fee-Based Investment Advisor that practices Active Money Management.